如果瑞典成为世界上第一个无现金社会,那英国会是下一个国家吗
Getting a round in, dashing through the self-checkout, tapping in on public transport: in the past few years contactless card payments have become a part of daily life. More than 260 million contactless transactions were made in the UK in August, almost 200 per cent more than in the same month last year.
到处转一转，快速驶过自助零售系统，按键支付公共交通费：在过去的这些年，免触一卡通缴费已经成为了日常生活中的一部分。2.6亿免触交易，8月份在英国成为了现实，几乎比去年同一月份上涨了200%。If the UK carries on at this rate, homeless people will have to rethink their requests for spare change. Grandparents everywhere will be writing IOUs for pocket money. The tooth fairy will go out of business. Maybe these are necessary sacrifices as everything moves online, where it can be traced and logged for posterity.
如果英国继续以这一速率增长，无家可归的人需要重新想一下他们对于零钱的要求。其他地方的祖父母将需要写一份“我欠你”的借条来给小孩零用钱了。牙仙子也会失去市场。随着一切都开始在网上进行，或许这些必要的牺牲可以被追溯，供子孙后代登录查看。
Or maybe we should fight to keep our pockets jangling. It pays to decide how you feel on the subject, because in Sweden, the government is investing in plans for a digital currency that could mean hard money’s days are numbered everywhere.
也或许我们应该努力奋斗保持我们零花钱叮叮当当的声音。决定你对这一事件的感觉是很重要的，因为在瑞典，政府在大力投资数字货币计划，这可能意味着硬通货在每个地方的日子都屈指可数了。
“The declining use of cash in Sweden means that this is more of a burning issue for us than for most other central banks,” said Cecilia Skingsley, deputy governor of the Riksbank, Sweden’s central bank.
瑞典央行的副行长，塞西莉亚·斯金斯利说：“在瑞典现金使用的减少，对我们瑞典央行意味着是一个比大多数其他中央银行，都要紧要的问题。”The amount of notes and coins in circulation in Sweden has fallen by 40 per cent since 2009, driven in part by the decision to eliminate the country’s largest denomination bill.
在瑞典流通的纸币和硬币数量自从2009年下降了40%，部分是因为取消国家最大面额的钞票流通的决定。Rather than complaining, Swedes started using less of the second largest bill, the 500-krona note. Now, by some estimates, only a fifth of Swedish retail transactions are conducted in cash. Buses, trains, bars and restaurants all refuse it. Many of the country’s bank branches don’t allow withdrawals or deposits of the hard stuff.
瑞典人并不抱怨，而是开始使用第二大面额的钞票，500克朗的纸币。现在，根据一些推测，只有1/5的瑞典零售交易平台使用现金结算。公交，火车，酒吧和饭店都拒绝现金结算。瑞典许多银行的分行也不允许存取硬通货。
